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Quantitative Analyst (Credit Risk Analyst)

eSmart Group | Posted 21-10-2019

Sandton (Marketing and Advertising)


Our client in the banking institutions is seeking a Quantitative Analyst (Credit Risk Analyst) that will join the Home Loans Department and Credit Risk Department. The position is based in Sandton.

Minimum requirements:

  • Bsc/ Bcom in Statistics, Mathematics, Applied Science, Quantitative Management, Actuarial science
  • 3 – 5 years credit risk modelling
  • Financial services and market regulations knowledge (regulation 23, IAS39, IFRS 9)
  • Must have experience with SAS, SQL, Excel, Python / R


Responsibilities:

  • Use data-oriented approach to work with others in solving complex business problems around profitability, marketing, risk, and operational analysis
  • Design experiments and use various test and control strategies for credit operations, analyse results, and build predictive models to forecast future outcomes
  • Develop Credit risk modelling and to perform analyses for the business to give them a better understanding of the data through mathematical calculations
  • Responsible for ensuring the credit policies and procedures and documents regarding credit are adhered to and generated, assessing the credit worthiness of empowerment enterprises with a responsible lending mind-set, preparing and concluding loan agreements
  • Maintain and update forecast models for future legal write off and provisions
  • Use data-oriented approach to work with others in solving complex business problems around profitability, marketing, risk, and operational analysis
  • Design experiments and use various test and control strategies for credit operations, analyse results, and build predictive models to forecast future outcomes
  • Perform data-oriented ‘what if’ and ‘ad-hoc’ analysis to support business strategy optimization in credit operations

For more information please contact Koketso 011 234 7680, alternatively email your updated CV to koketso@esmartgroup.co.za